Credit. Structure. Execution.
An independent debt advisory firm for owner-led and lower middle market companies, working with institutional lenders in the U.S., UK, Europe, Canada and Australia.
Debt advice from the borrower's side of the table.
Whether it is a first unsecured facility for an owner-led business, an acquisition financing or a covenant reset with an existing lender, Kenward Partners turns a financing into a decision you control.
Most companies borrow from the bank they already have, on the terms that bank offers. We give them a second view: what the wider market of banks, private credit funds and specialty lenders would do, and on which terms.
Leverage. Precision. Access.
Leverage.
Debt is a tool. We help you carry the right amount of it, on a structure your business can live with in a slow quarter as well as a good one.
Precision.
A credit case built once and built properly: clean numbers, a clear use of proceeds and the risks stated before a lender finds them.
Access.
Banks, private credit funds and specialty lenders in the U.S., UK, Europe, Canada and Australia, approached directly, with their criteria checked before your name reaches them.
Five lending markets. One process.
Based in New York, with a deep lender network in the UK and lender relationships across Europe, Canada, and Australia and New Zealand. Each mandate goes to the market built for it: local lenders for local borrowers, and lenders in more than one market for companies that operate across borders.
Lower middle market credit
Facilities for established companies, from owner-led businesses to sponsor-backed buyers.
- Commercial and regional banks
- Private credit and direct lending funds
- Asset-based lenders
- Equipment and fleet finance providers
- Specialty, warehouse and project lenders
SME and mid-market lending
Our deepest network: unsecured and secured lending for owner-led businesses and growing mid-market companies.
- High-street and challenger banks
- Unsecured SME lenders
- Asset-based and invoice finance providers
- Asset and equipment finance providers
- Private credit funds
Mid-market bank and private credit lending
Senior, unitranche and asset-backed facilities for mid-market companies and their European subsidiaries.
- Domestic and international banks
- Private credit and direct lending funds
- Asset-based and receivables finance providers
- Equipment and leasing companies
Mid-market and asset-based lending
Facilities for established Canadian companies and U.S. groups with Canadian operations.
- Schedule I and II banks
- Asset-based lenders
- Private credit funds
- Equipment finance providers
Mid-market and private credit lending
Bank and non-bank facilities for established mid-market companies.
- Major and regional banks
- Private credit funds
- Asset and receivables finance providers
- Equipment finance providers
Who we work with
Owner-led businesses
Unsecured business loans, working capital and equipment finance for established SMEs, with a deep lender network in the UK.
Lower middle market companies
Refinancings, asset-based lending, growth capex and acquisition financing for companies that have outgrown their first bank.
Buyers of businesses
Acquisition debt for owners, independent sponsors and private equity-backed companies buying a competitor or a book of business.
Non-bank lenders
Warehouse and revolving facilities for specialty finance companies whose loan book is outgrowing its funding.
Project developers
Construction, bridge and term loans once a project is permitted and ready to build.
We are not transactional. We stay close to our clients' finance teams, align with their objectives and remain on call for the refinancing, the upsize and the next facility.
What our clients get
Execution under pressure
Maturities, covenant tests and purchase agreements all have dates. We work to them.
Network depth
Relationships across banks, private credit funds and specialty lenders in the U.S., UK, Europe, Canada and Australia.
Clarity
Plain answers on what is financeable, what it will cost and what the lender will ask for.
Commitment after closing
Reporting questions, waivers and the next facility. We stay involved.
Your next facility starts with a conversation.
A short first call tells you whether the financing is achievable, what it should look like and which institutional lenders are likely to provide it.
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